Healthcare Sharing Ministries

These Christians have found a way around Obamacare, but is it a good deal?

Nice lede. Interesting subject matter. Variety of sources.

I enjoyed a recent San Jose Mercury News feature on health care sharing ministries. (Hat tip to the Pew Research Center's daily religion headlines email for highlighting the story this week.)

Let's start at the top:

Go to church, be faithful to your spouse and shun tobacco, booze and drugs.

Promising to adhere to that "biblical lifestyle," more than 300,000 Americans are taking advantage of a little-known provision in the nation's health care law that allows them to avoid the new penalties for not having health insurance.

Long before Christian groups and Obamacare opponents cheered last month's Supreme Court ruling that allows many private businesses to stop offering certain types of birth control they find immoral, the 4-year-old law gave its blessing to Americans to opt out of the insurance mandate if they object on religious grounds.

So many instead are enrolling in "health care sharing ministries" that spread medical care costs among people of similar beliefs. Participants make monthly contributions to help cover each other's major health care costs, but forgo coverage for most routine care.


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